For renters, properties, and beyond.

Inside Piñata

Piñata is redefining upward mobility for renters—without asking them to take on more debt. Across the country, renters are quietly moving the needle forward: qualifying for better cars, refinancing old loans, and stepping closer to homeownership by turning rent they already pay into credit progress and real rewards.
Kai is living proof that trusting the process pays off. With Piñata, he went from struggling with a low credit score to: Driving his first brand-new car off the lot, watching his credit score climb higher than he ever expected, getting approved for things that once felt out of reach.
Team Piñata has officially partnered with MRI RentPayment to elevate the renter experience. Feeling fancy? Because we are. The new collab brings Piñata’s credit-building tools and rewards system straight into the MRI RentPayment platform, making rent payments more seamless, easier to manage, and significantly less soul-sucking (and dare we say… more fun?)
This week, Entrepreneur Asia Pacific featured Piñata’s co-founder and CEO, Lily Liu, in a new piece about the future of renting. With a background in public service, govtech, and financial equity, Lily’s story isn’t your typical startup origin tale. It’s not about hustle culture for the sake of hustle culture; it’s about fixing broken systems and helping people navigate the ones that still exist. Now she’s working to reimagine the rent system and redefine the renter experience in America.