MODULES THAT MATTER

Power Up your Platform with Rewards, Credit Building & Identity Protection

Piñata helps leading proptech companies, property managers, and fintech platforms embed renter loyalty rewards, rent reporting to all 3 credit bureaus, and identity theft protection — driving revenue, retention, and renter satisfaction at scale.

Or email us at partnerships@pinata.ai

2,200+ landlords trust Piñata

10M+ renters nationwide

40-60 average credit score point increase

25% average NPS increase

“The de facto membership program for renters and landlords.”

Trusted by the nation’s leading platforms, serving millions of renters.

“The integration between MRI RentPayment and Piñata offers more than credit reporting . It’s a comprehensive rewards program that benefits renters no matter how they choose to pay rent. The partnership equips property managers with innovative ways to elevate the resident experience and foster long-term loyalty.”

CARLA HINSON
VP of Innovation, MRI Software

Two Components. One Platform. Deploy Either — Or Both.

Rent reporting and the rewards marketplace are built to work together, but neither depends on the other. Add what your renters need now, layer in the rest whenever you’re ready.

Rent Reporting

Report on-time rent to all 3 major bureaus as an official data furnisher, with 24-month back reporting. Renters see an average 40–60 point credit score increase in year one. Built on Metro 2-compliant infrastructure, with flexible enrollment (opt-in or opt-out, full-file or positive-only) so it fits how your properties already operate — and a real-time dashboard renters can watch their score grow on.

The Marketplace

A brand-funded rewards engine — Costco, Target, Amazon, Home Depot, Wayfair, and more — that turns rent payments and renter milestones into $125–$500+ of annual value. Rewards trigger on the actions that matter most: on-time payments, early renewals, lease anniversaries, referrals. Piñata handles curation, fulfillment, shipping, and support end to end — and shares the brand-funded revenue with your platform.

Identity Protection

$1M identity theft protection with dark-web monitoring and U.S.-based restoration support — a benefit renters can’t get anywhere else.

Two Ways to Integrate. Weeks, Not Months.

Choose the level of control that fits your platform — we power the engine either way.

Embedded
Components

Drop our SDK/API-powered widgets into your existing UI. Your interface, our backend. Fastest path to launch — best for platforms with a resident portal today.

Full
Marketplace

Hand us the complete rewards experience — personalized, white-labeled, zero UX work required. Best for platforms adding loyalty from scratch.

Bundle both for the complete renter value platform, or launch with one and add the other later — same infrastructure, same support, either way.