AWARD-WINNING CREDIT BUILDING

One-Click
Compliance!

By April 1, 2025, landlords with 15+ units in California must comply with AB 2747, requiring landlords to offer positive rent reporting to tenants… Start now.

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Or, contact a Piñata compliance expert:
630-414-5245

How Piñata Gets You Compliant

Piñata ensures full compliance with AB-2747 by offering a seamless solution for reporting positive rent payment data to all three major credit bureaus: Equifax, Experian, and TransUnion.

Piñata simplifies AB-2747 compliance with the following:

  • Reports rent payment data to all 3 major credit bureaus (Equifax, Experian, TransUnion)
  • Automates the process for easy integration with property management systems
  • Provides 24 months of back reporting for tenants
  • Supports tenant credit building by offering rewards and incentives for on-time rent payments

What the Landlord Has to Do

  • Offer tenants the option to report rent payments
  • Ensure tenants opt-in to the program

What Piñata Will Do

  • Report rent payments to all 3 credit bureaus
  • Automate reporting and handle all compliance tasks
  • Provide 24 months of back reporting and rewards

Why Choose Piñata?

Affordable Compliance

Piñata offers 24 months of back reporting to kickstart credit building, all at a more affordable price than the competition.

Tenant Loyalty & Rewards

Piñata rewards tenants with cashback and exclusive perks for paying rent on time, making it the ultimate plug-and-play amenity.

Quick & Easy Setup

Get up and running in just days, and be ready for AB 2747 compliance without the hassle.

Or, contact a Piñata compliance expert:
630-414-5245

Why Landlords Love Piñata

Piñata has 2600 property management companies and serves millions of renters…and the world is taking notice.
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“The de facto membership program for renters and landlords.”
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Why Renters Love Piñata

Piñata helps renters build credit while rewarding them every step of the way. Renters have experienced credit boosts of 100+ points, making renters’ lives more rewarding, affordable, and secure…
But don’t take our word for it!

Frequently
Asked Questions

Still have questions?
No worries we are here to help you.
Your membership gives you credit reporting to all 3 major bureaus, points every rent day to spend in our rewards shop and a no-fee checking account, Piñata Pay. You’ll also get access to big ticket giveaways and special offers from our partners to save on everyday expenses!
We have a free “limited rewards-only” version of Piñata. This gives you a chance to start your Piñata rewards journey! However, this membership misses out on the full Piñata experience, like credit building, premium rewards, giveaways and more. Never fear, you can upgrade from the free membership at any point!
Nope! If your landlord is part of Piñata, then you already have an account waiting for you. If your landlord is not part of Piñata, you can create an account on your own anytime!
Your Piñata membership gives you access to Piñata Pay, the most rewarding way to pay rent! This no-fee checking account gives you rewards when you save and rewards when you spend. It’s the benefits of a credit card without going into debt! Although you don’t need to use Piñata Pay to pay rent, it’s sort of a no-brainer to use it as your source of payment and get more back for rent!
Every month, we report your rent payment to all three major credit bureaus: Experian, TransUnion and Equifax. This ensures that no matter where someone checks your score, they’ll get a score with your rent payments included! The boost people see from this varies, but our renters have seen an average 60 point increase in the 1st year of reporting!
Rest assured, we only submit on-time rent payments to the credit bureaus. However, know that your property manager/landlord is always able to directly report missed payments to credit bureaus, regardless of if they’re part of Piñata.
We encrypt all key personal data and only use trusted partners like Stripe and Plaid, which are used by major banks and other financial institutions. Piñata can never see users’ personal information or access bank account credentials.