Meet Jehrel 👋
Three years with Piñata. 535 → 720 📈
🚗 New car approved
📝 Co-signer not needed
💸 Payments down almost $100 a month
🏡 Mortgage pre-approvals rolling in
All from paying rent like he normally did. Piñata handled the rest.
Let’s recap 👇
🚫 535 = closed doors, higher costs
✅ 720 = easier approvals, lower rates, real options
That’s the Piñata effect 🎉
Every month, you pay your rent — faithfully, on time, without fail. It’s probably your biggest expense, and yet, it’s one that’s never really worked for you. Until now. With Piñata, every rent payment becomes more than just money out. It becomes progress — a step toward the financial future you’ve been building in the background all along.
Sometimes the best surprise is the one you don’t see coming, like Nate’s landlord giving him a Piñata account. Two years later, his “mystery” rent reporting got him a 740 score and a dream house on the lake.
Piñata is redefining upward mobility for renters—without asking them to take on more debt. Across the country, renters are quietly moving the needle forward: qualifying for better cars, refinancing old loans, and stepping closer to homeownership by turning rent they already pay into credit progress and real rewards.
